Credit Optimization
RAISE YOUR CREDIT SCORE
Our 4-Step Credit Optimization Process
We make credit optimization faster, easier, and more convenient so that you can achieve your credit goals as quickly as possible!
#1
Pulling Your 3-Bureau Credit Report
Step 1 – Set up an account to pull your personal 3-Bureau credit reports with Smart Credit www.smartcredit.com/mkscredit our trusted source and co-branded partner.
Then provide us the username and password used to setup account
#2
Credit Review
Step 2 – Our credit review experts will thoroughly examine your report to identify:
- Credit Scores
- Personal Information
- Derogatory Accounts & Collections
- Public Information
- Credit Inquiries
- Factors reducing and impacting your credit scores
- Unverifiable and Inaccurate credit data
Then, we develop a strategic custom credit optimization plan that suits your circumstances.
#3
Credit Disputing
We load all the inaccurate and unverifiable information into our system, then challenge the information with the credit bureau, reporting agencies and collectors. We prepare professional credit dispute letters which are sent out to address each issue, then track the progress of your credit score through our online portal.
As the information is adjusted on your report, your credit score will begin to improve.
#4
Credit Resolution
As the updated credit reports are returned, we analyze the changes and make notes on your files. On items that were not updated, we contact the bureau directly to reach a resolution to immediately adjust the information on the report.
Finally, we provide you with credit monitoring services and educational resources so that you understand how to manage, track and maintain a healthy credit score for the future.
Restore Your Personal Credit Today
Take Control of Your Financial Life
When you suffer from a poor credit score, you can be turned down for mortgages, car loans, business loans, and other important funding opportunities. Our experienced credit repair experts work closely with you to understand your current credit situation, then develop a custom credit repair plan that’s right for you. We simplify the credit restoration process by working to quickly boost your credit score through a number of techniques including credit disputes, collections negotiation, and more.
The result? You back in charge of your financial future!
Credit Score Education & Guidance
While our services help boost your credit score, we believe in providing you with the education and information that can create healthy credit habits. We provide you with a wide range of credit optimization resources and professional advice, so that long after our services get your credit score to where it needs to be, you are able to raise it even further.
Our credit optimization education includes understanding your credit score, debt settlement, credit reporting, the factors that raise your score and much, much more!
At MKS Credit, we don’t just optimize your credit, we lay the foundation for a lifetime of financial freedom.
Our Credit Repair Covers Everything
Our credit optimization specialists fix your score by updating or removing inaccurate or unverifiable information, including:
- Late pays
- Tax liens
- Inquiries
- Short sales
- Collection accounts
- Identity Theft
- Charge-offs
- Account sold
- Authorized users
- Bankruptcies
- Outdated
- Medical bills
- Repossessions
- Foreclosures
- Duplicates
- Child support
Credit Optimization Pricing
Smart Credit
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Smart Credit is necessary to go through any part of our services.
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Get a 3 Bureau report with 7 day trial for just $4.99
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24/7 Access and Monitoring
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Includes 3-Bureau Report
Personal Info Fix
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$19.99 Monthly - Smart Credit Monitoring
Credit challenges submitted to all three major credit bureau -
No Refund Once System is Accessed
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Credit Education Material to raise and rebuild your credit score
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24/7 Access to Client Portal to review progress
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Create a strategic plan to help client meet their credit goals
Credit Repair Service
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$19.99 Monthly - Smart Credit Monitoring
Credit challenges submitted to all three major credit bureaus -
Personal Information fix
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Credit Challenges to the Original Credit and Collections when necessary
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Multiple dispute methods which increases the return rate of results
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High Level Debt Validation letters submitted to all creditors/collectors
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Good will letters submitted to creditors to request the removal of late payments
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No Refund Once System is Accessed
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Inquiry Removal Challenges for all non-account holding inquiries
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Credit Education Material to raise and rebuild your credit score
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24/7 Access to Client Portal to review progress
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Create a strategic plan to help client meet their credit goals
CFO Plan-File Handled by CFO
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$399 Now then $119 Monthly for 6 MonthsServices include the same as the monthly plan.
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Multiple disputes are sent per month to the credit bureaus.
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Disputes may be sent to alternate credit bureaus, including LexisNexis, Sagestream, LLC, Advanced Resolution Services, Inc.
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Based on results complaints can be made with multiple agencies including but not limited to BBB, CFPB, FTC, State Attorney General’s Office, Office of the Comptroller and many others.
